If you are familiar with trusted electronic services, you will know that there are three types of electronic signatures, all legal and admissible as evidence in court.
Choosing one or the other depends on the use case a company needs.
In this post we explain what types of electronic signature Signaturit offers to help you opt for one and be digital. Go!
This post is also available in Spanish.
Basic definitions according to Regulation 910/2014
The main definitions provided in the new Regulation 910/2014 of the European Union, that enhances and expands the former Directive 1999/93/EC, are:
- Electronic Signature: the “electronic signature” is simply data in electronic form which is attached to or logically associated with other electronic data and which serves as a method of authentication.
- Advanced Electronic Signature: in the new Regulation 9/10/2014, Article 26, the definition of the advanced electronic signature is: an electronic signature that meets the following requirements:
- it is uniquely linked to the signatory.
- it is capable of identifying the signatory.
- it is created using electronic signature creation data that the signatory can, with a high level of confidence, use under his/her sole control.
- it is linked to the data signed therewith in such a way that any subsequent change in the data is detectable.
- Qualified electronic signature:
The new regulation on electronic signatures seeks to build trust in the online environment and strengthen the security of electronic transactions. For this reason, the electronic signature solutions are also conditioned by other legislations on matters such as the protection of personal data, Directive 95/46/EC, and like the protection of the rights of consumers, Directive 2011/83/EU.
What type of electronic signature does Signaturit offer?
Signaturit offers a solution that facilitates the application and implementation of simple and advanced electronic signatures, from any device, with full security and legal validity, complying with European law eIDAS (Regulation no. 910/2014), as well as with United States law (E-SIGN and UETA Acts - see section f).
Simple electronic signature
An example would be when you enter a PIN into the cash machine at your bank to withdraw cash or when you agree to a procedure by ticking a box or checkbox.
However, using the simple electronic signature is not recommended for certain types of transactions since it does not allow one to uniquely identify the user.
More information: The Signaturit simple electronic signature
The advanced electronic signature
The advanced electronic signature also allows any client or user to accept the terms and conditions of a contract, with the advantage that it allows one to identify the signatory (user or client) in a unique manner.
This fact gives the advanced electronic signature a superior legal guarantee over the simple signature, although both are valid and legal throughout the EU.
Below we cover how Signaturit complies with the requirements established by eIDAS, defining what an advanced electronic signature is:
- It allows us to identify the signatory, since we capture the biometric data from their signature, geolocation, data from the device they are signing from, and if necessary we can even capture their image, voice or identity document through OCR technology.
- It detects any change made in the signed document, thanks to using a public/private key system, for both the signed document and the verificatory document. All the documentation generated is encrypted and you have the guarantee of data integrity at all times thanks to our use of Timestamping Authority.
- It links to the documentation generated by the signatory and to his/her data through a unique identifier that we associate with the signed document and the verificatory document.
- The signature is generated through means which are under the control of the signer, since it is done directly from their device (computer, tablet or mobile) and it may only be accessed through their private account (email).
More information: The Signaturit advanced electronic signature
At Signaturit we are developing the qualified electronic signature to offer this reliable service.
For this we have been audited by the supervisory body to verify that Signaturit, as a trusted service provider, meets the requirements established in the eIDAS Regulation to be a provider of this qualified service, as determined by art. 21 of it.
Article 21 Initiation of a qualified trust service
1. Where trust service providers, without qualified status, intend to start providing qualified trust services, they shall submit to the supervisory body a notification of their intention together with a conformity assessment report issued by a conformity assessment body.
2. The supervisory body shall verify whether the trust service provider and the trust services provided by it comply with the requirements laid down in this Regulation, and in particular, with the requirements for qualified trust service providers and for the qualified trust services they provide.
In Spain, the person responsible for such supervision is the Secretary of State for Digital Advancement, of the Ministry of Economy and Business.
This solution will be available to all our customers by the end of 2019.
What kind of business should be using electronic signatures?
Any companies, of any size, which are carrying out their digitization process. Gradually, paper is disappearing from all organizations. Regardless of sector or department, any interaction between a worker and a customer, supplier, partner, or employee, in which there is a physical document can be transformed into a digital experience.
Examples of industries/sectors and departments in which the advanced electronic signature solution that we offer can be used to sign any contracts or agreements:
|INDUSTRIES / SECTORS 🏗️🏚️||DEPARTMENTS 🗂️📈|
If you want to try Signaturit, you can do it for free for 7 days. If you need more information, you can download the whitepaper posted below or contact us at +34 935 511 480.
This post is also available in Spanish.
- What should you consider when evaluating different solutions for electronic signatures?
- 5 reasons why any company should use advanced electronic signatures.
- Simple vs. Advanced E-Signature: Main Aspects of the European Regulation.